Health Insurance Costs For Ulcerative Colitis

Usual Costs Associated with Ulcerative Colitis

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Everybody’s story is a bit unique, and that all depends on the insurance that is being used, but some of the main costs associated with living a year with ulcerative colitis are very standard.  There are several different procedures that most people go through on a annual basis with regards to treating their colitis, and that is what we will go into some detail on so everyone can understand what the costs might be.

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Office Visits are usually the most common type of expense that people with ulcerative colitis incur each year.  It is not out of the question to have 20-30 office visits if you suffer from severe ulcerative colitis or have several flare ups in a year’s time.  Health insurance will usually cover most of these expenses depending on the exact type of plan you have, but if you need to pay a co-pay, that might run you anywhere from $25-$40 per office visit.  The remainder of the fee is covered by your insurance.

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The Colonoscopy is another very common procedure that ulcerative colitis patients need on a regular basis.  This usually costs a reasonable amount of money.  There are doctor fees, and facility fees and nurse fees that go along with colonoscopies.  The standard cost for one is about $1500, but most of this is also covered by health insurance.  An average patient should expect to pay anywhere from $150-$300 for their portion of the procedure.  If the patient has a very high deductible insurance plan, then that person might need to pay the full amount.

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Prescription medication is one of the most costly parts of living with and treating ulcerative colitis.  Patients who need to constantly be refilling their prescriptions may find that they are paying over $300 per month for UC medications.  Certain name brand drugs such as Asacol and Colazal are very commonly prescribed to colitis patients, but they are also very expensive and often times people simply cannot afford them.  Be sure to contact your insurance company before you make any purchases and find out the exact amounts of the drugs that are covered.  Also, you can often talk to your insurance company to find out if there are alternative medications that might act the exact same but might cost only a fraction of the price.

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